Buying a house is often the single largest purchase you make in a lifetime. It can be stressful. You do not need delays with your loan to make it any harder on you. Closing delays have been common following the new federal mortgage closing rules that took effect in October 2015. These rules essentially require […]
Money wiring — the business of transferring cash electronically is more and more prevalent both with businesses and individuals. As the practice becomes more commonplace, internet criminals have become much more sneaky and savvy. Take one of our client’s cases for instance only last week. The owner of the company was at a trade show
Estate planning often focuses on two goals: protecting your estate and providing for your heirs. People often tell me that they want to keep their estate plan simple. They want to leave an inheritance outright and without complication for their children or their grandchildren. Most often people do not realize this method of estate planning
Just about everyone uses email to communicate with clients, family, friends, and merchants. Email is quick and easy for anyone who can use a keyboard on a PC, laptop, tablet or smartphone. The down side, however, is that communicating by email is not secure. Hackers of all ages and nationalities are able to exploit vulnerabilities
Winter is finally getting a firm grasp on Connecticut, and the settling cold is the cue for many residents to head South to escape the frigid conditions that put the “hearty” in hearty New England stock. If you are one of these seasonally migratory folks, make sure you consider which state will be your primary
One of the great aspects about the practice of law is that there are always new and unique issues and questions that people need assistance solving. One such question was posed when a client asked if there was any prohibition in Connecticut to having a private burial ground or cemetery on residentially zoned property. More
Careless or improper titling of bank accounts can damage or even undo entire estate plans. One prime example: joint accounts. Joint accounts are a creditor’s best friend. As a general rule, when a debtor is named as a co-owner (sometimes called a co-holder) on a joint account, the funds are not protected and are ripe
[Note: This article appeared in La Tribuna and is available to view online, and in Spanish and Portuguese.] On November 20, 2014, President Obama announced that he is taking executive action on immigration law. In an effort to provide relief to the millions of undocumented people living in the United States, President Obama expanded the
HURRY! HURRY! HURRY! – Your chance to obtain a reverse mortgage under the old underwriting guidelines will expire March 2, 2015. Reverse mortgages allow people who own their home and need an income to be able to remain in their home and their current income is insufficient (generally the elderly on a fixed income) to
A recent decision from the Connecticut Supreme Court garnered nationwide attention when it determined that a seventeen year old girl was not capable of directing the course of her medical treatment for Hodgkin’s lymphoma. Chief Justice Rogers of the Connecticut Supreme Court, stated that the girl did not present evidence that she was mature enough